Car Accident Insurance, Legal & Documentation Information
Most people are intimidated by the claims process. Dealing with your own insurance can be difficult, but dealing with adversarial insurance companies is even worse.
Dr. Barry Marks, Chiropractor and Car Accident Injury Expert
Orange, CA
“Will my treatment be covered by insurance?”
If the accident was caused by someone else and you are afraid of surprise bills, relax. The responsible party should cover your vehicle damage, rental car, medical bills, time lost from work and pain and suffering compensation. BUT they will make you negotiate for it at the end when you are done receiving medical care.
Your own health insurance and your automobile policy medical payments coverage (MedPay) may pay all or part of your bills as you go through care. If you don’t have either of those, a personal injury attorney lien will allow you treatment.
“What if I don’t have health insurance?”
You may be relieved to know that chiropractors often work with attorneys or treat on a lien so you can get care without upfront payment. The attorney guarantees the doctor will get paid out of the settlement proceeds at the end of the case. The doctor is in essence lending you treatment in advance to be paid at a later date.
“What documentation do I need for my insurance claim or attorney?”
Hopefully, at the scene of the accident, you exchanged information with the other driver: driver’s license, car insurance card and taken photos of the driver and their car including license plates. This is vital information needed to begin an insurance claim and also info your attorney will want if you go that route.
“You’re not alone after a car accident in Orange County, CA”
Since 1986, Dr. Barry Marks, DC has been known as “OC’s Car Accident Doc.” Not only does Dr. Marks provide gentle and effective car accident whiplash and concussion treatment, he also assists his patients with insurance matters, dealing with attorneys, making referral to other specialists, etc to help ease your burden after an accident.
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